Eligibility Criteria

• Salaried Individual :

  • Minimum age of Applicant: 21 years
  • Maximum age of Applicant at loan maturity: 60 years
  • Minimum employment: 1 year in current employment and minimum 2 years of employment
  • Gross household income i.e. including income of the spouse: Rs 100000 net annual income
  • MTelephone: Necessary at residence

• Self Employed :

  • Minimum age of Applicant : 21 years
  • Maximum age of Applicant at loan maturity : 65 years
  • Minimum employment : At least 3 years in business
  • Minimum Annual Income : 60000

• Partnership Firms :

  • Minimum Income : Rs. 60000 p.a
  • Minimum turnover : Turnover Rs 4.5 lacs
  • Telephone: Landline at office and at residence of the loan executing partner. Post-paid mobile phone of three month vintage acceptable in case of landline at only one place

• Private Limited / Public Limited Company :

  • Minimum Income: Rs. 60000 p.a.
  • Telephone: Landline at office